By Allium Research

Sixteen years after the launch of Bitcoin, it's clear the future of money is here and at its center: stablecoins. A survey of Fortune 500 executives and small and medium businesses (SMBs) found that 81% of crypto aware SMBs are interested in using stablecoins in their business and the number of Fortune 500 companies who say their company plans to use or are interested in stablecoins increased more than 3x compared to 2024 findings. With over 161 million stablecoin holders globally, plus a 54% growth in global stablecoin supply year-over-year [1], 2025 is shaping up to be the breakout year for stablecoins.

2025 has marked crypto’s turning point, driven by the surge of digital asset adoption, real-world tokenization, and growing institutional and small business engagement.  At the center of it all, stablecoins have emerged as the dominant force powering onchain utility and real-time, global payments. According to new research conducted for Coinbase by The Block Pro Research, organic stablecoin transfer volume has reached unprecedented levels with the two highest monthly volume transfers in history happening in the last 12 months. December 2024 set a monthly volume record of $719 billion, followed closely by April 2025’s $717.1 billion [2].

Consumers, institutions, and small and medium businesses (SMBs) alike have identified stablecoins as a key solution to addressing their biggest financial pain points. Use cases include remittances with near-instant and low-cost cross border transactions, lower payment processing fees, increased payroll efficiencies, inflation protection, and bridging payments gaps for the under and unbanked.